Retirement Planning

That Puts You First

At Cushing Wealth, we provide clear, personalized strategies to help you retire with confidence. Whether you’re five years out or already in retirement, we’ll help you protect what you’ve built—and create a plan you can count on.

Retirement Income Planning

We help you turn your savings into a predictable, reliable income stream—so you never have to wonder if your money will last.

Fixed Indexed Annuities

Looking for safety, growth potential, and guaranteed income? We specialize in fixed indexed annuities that offer downside protection and upside opportunity—with no market losses.

Tax-Efficient Retirement Strategies

Keep more of your hard-earned money. We help you reduce taxes now—and in the future—with smart, forward-looking strategies.

Social Security Optimization

Claiming Social Security at the wrong time could cost you thousands. We help you make the most of your benefit with a timing strategy that fits your overall plan.

Legacy & Estate Planning

Protect your loved ones and preserve your values. We’ll help you align your financial plan with your estate goals and work with your attorney or CPA if needed.

Long-Term Care & Risk Protection

Healthcare costs are one of the biggest threats to retirement savings. We help you plan ahead with strategies that protect your assets and ensure you get the care you need—without burdening your family.

The Cushing Method

  • Two people shaking hands over a wooden table, with a vintage camera and wristwatch in the foreground.

    Connect

    We begin with a relaxed, pressure-free conversation. You share your goals, concerns, and retirement vision—we listen. This is where trust is built and clarity begins.

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    Customize

    Next, we design a retirement income strategy tailored to you. Whether it’s generating guaranteed income, reducing taxes, or protecting your legacy—we build a plan around your values.

  • Two people walking hand in hand during sunset along a winding path surrounded by tall grasses and trees.

    Confidence

    With your custom plan in place, you can move forward knowing you’re on solid ground. We implement the strategy and walk with you every step of the way—so you can retire with clarity and confidence.

Two hands shaking over a wooden table, with open car keys in the foreground.
Cushing Wealth logo with gold and white text on a black background, featuring the tagline 'Plan Wisely. Retire Confidently.'

Connect

Connect

This is phase one of the Cushing Method. You share your goals, concerns, and retirement vision—we listen. This is where trust is built and clarity begins.